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Highway Alliance Credit Union
2010 William Street, Jefferson City, MO 65109
Phone: (573) 632-2848 | Fax: (573) 635-7618
Routing #: 286580810  | NLMS #: 871402

Loan Types

Please Select an Loan Type

Home Loans

Highway alliance Credit Union offers a few home loan options to meet your needs:

  • First Mortgages: Print and Submit or Fillable PDF (Save to your computer and send by email.)
  • Refinancing: Print and Submit or Fillable PDF (Save to your computer and send by email.)

For current rates and information contact:

Jennifer Enloe or Della Lindley at (573) 632-2848

Student Loans

The Smart Option Student Loan® for Highway Alliance Credit Union by Sallie Mae®

For borrowers attending degree-granting institutions.

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

Student Loan

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility.
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner mayhelp you qualify
  • 100% US-based Student Loan Specialists

To learn more or to apply, please get started here.

 

Signature Line-of-Credit

An open line of credit may be granted for a maximum amount of $5000. This is a very convenient and fast way to get advances. Our signature loans can help in areas such as bill consolidation, home improvements, medical bills and college expenses. If the purpose of this loan is to consolidate bills, checks may be made payable directly to the creditor. At this time our Signature Line-of-Credit is an open ended loan and is subject to annual review.

Share Secured Loans

Pledged share loans are limited in amount by the share balance in the borrower's personal or joint account.

Lawnmower & Small Farm Equipment Loans

Lawnmower and small farm equipment loans will be available for 100% of the appraised value. A maximum term of 48 months for new and used equipment is allowed.

Collateral Loans

The credit union will accept all of the following items as collateral on loans:

  • Automobiles
  • Boat Motor & Trailer
  • Waverunners
  • Campers
  • Recreation Vehicles
  • Motorcycles
  • 4-Wheelers
  • Snowmobiles

We offer competitive loan rates with quick approval and turn around time. Please give one of our credit union employees a call to discuss rates and terms!

 

The Highway Alliance Credit Union has several loan options for your convenience. Must be 18 years or old to qualify for a loan. No new loans will be granted if the member has an existing delinquent loan. Any member who causes the credit union a loss will not be eligible to borrow from the credit union.

Loan Features

Auto-Pay

Have your monthly loan payment automatically deducted from your checking account.

 

Credit Life & Disability Insurance

Our credit life policy will pay the balance of your loan should you die. Our disability insurance can pay your monthly payment for you should you become disabled during the term of your loan.

 

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Equal Housing Lender

NMLS ID#: 871402

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NCUA

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