Account Types


Share (Savings) Accounts

The credit union pays competitive dividends, which go to you the owner, not a group of stockholders. It only takes $25.00 to start an account. Your account remains active as long as$25.00(the par value of one share) or more remains on deposit.


Super Share (Savings) Accounts

The Super Share account earns a higher rate of interest than a regular share account. The rates are tiered and are based on the balance in the account. A $1,000.00 minimum deposit is required to maintain a Super Share account.


Certificates of Deposit

Investment account for 3,6,12,18,24,36,48,and 60 month terms are available. Minimum deposit required to open a certificate of deposit. Quarterly interest compounded or deposited into a share or checking account. Please give us a call to see what our current rates are!


Christmas Club

The Highway Alliance Credit Union : offers Christmas Club accounts to our members. You are able to make deposits at any time to this account by cash, check or payroll deduction. Checks will be issued to the members the first week of October so that you will receive your money in plenty of time to do all of your Christmas shopping.


Other special savings accounts are available upon request.


Share Draft Checking

No minimum balance requirements apply to this account. No per check charge. No dividends are paid at this time. Free overdraft protection as transfers from savings (up to six transfers). No charge for share transfer requests. Other fees may apply.


NCUA Insurance

Is my money SAFE? Absolutely! Credit Unions are chartered under either federal or state law. Federally chartered credit unions are regulated by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government. State chartered credit unions are regulated by their state credit union department. NCUA administers the federal insurance fund (NCUSIF), which covers all federal credit unions and most state chartered credit unions.


Each member's savings are insured to the full legal limit of $250,000 by the National Credit Union Share Insurance Fund (NCUSIF) and that limitation applies to the total of a person's funds in regular shares, share certificates, and share draft accounts. There is no safer place for your money.

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