The Highway Alliance Credit Union has several loan options for your convenience. Due to the Minor’s Act, anyone under the age of 18 must have a parent or a legal guardian as a cosigner. No new loans will be granted if the member has an existing delinquent loan. Any member who causes the credit union a loss will not be eligible to borrow from the credit union.


Loan Types

Home Loans

Contact Jennifer Enloe 573-632-2848 to start the process.


Signature Line-of-Credit

An open line of credit may be granted for a maximum amount of $5000. This is a very convenient and fast way to get advances. Our signature loans can help in areas such as bill consolidation, home improvements, medical bills and college expenses. If the purpose of this loan is to consolidate bills, checks may be made payable directly to the creditor. At this time our Signature Line-of-Credit is an open ended loan and is subject to annual review.


Share Secured Loans

Pledged share loans are limited in amount by the share balance in the borrower's personal or joint account.


Visa Credit Card

Carry international purchasing power with a great rate, no annual fee.


Lawnmower & Small Farm Equipment Loans

Lawnmower and small farm equipment loans will be available for 100% of the appraised value. A maximum term of 48 months for new and used equipment is allowed.


Collateral Loans

The credit union will accept all of the following items as collateral on loans:


  • Automobiles
  • Boat Motor & Trailer
  • Waverunners
  • Campers
  • Recreation Vehicles
  • Motorcycles
  • 4-Wheelers
  • Snowmobiles


We offer competitive loan rates with quick approval and turn around time. Please give one of our credit union employees a call to discuss rates and terms!



Have your monthly payment automatically deducted from your checking account.

Credit Life & Disability Insurance

: Our credit life policy will pay the balance of your loan should you die. Our disability insurance can pay your monthly payment for you should you become disabled during the term of your loan.

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Member Savings!

Member Cellular Discounts with Sprint

See how your credit union can save you money on your Sprint phone bill!!

Find a surcharge free ATM in the CO-OP Network

Visit the CO-OP website to see all the ATM's you will be able to use for free with your Mastercard® Debit Card!

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Equal Housing Lender NCUA