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Highway Alliance Credit Union
2010 William Street, Jefferson City, MO 65109
Phone: (573) 632-2848 | Fax: (573) 635-7618
Routing #: 286580810  | NLMS #: 871402

Current Loan Rates

Loan Rates & Terms

(effective June 1st 2017)

Years Terms
2015-2017 72 Months
2012-2014 60 Months
2009-2011 48 Months
2008-older 36 Months
Note: .25% will be added for every 3 months over standard term

Tractors, Mowers, Farm Equipment, etc.:

New 48 Months
Used 36 Months

Rates based on credit score

Rating Score Range
A Paper (110% of clean retail) 700 +
B Paper (110% of clean retail) 676-699
C Paper (100 % of clean retail) 625-675
D Paper (100% of clean retail) 575-624
E Paper (100% of clean retail) 500-575
F Paper (90% of clean retail) Below 500
Note: If approved to borrow over the stated LTV and percentage allowed, 1% will be added

Rates

  A B C D E F
New Collateral 2016-2017
(brand new and titled less than 6 months)
2.49% 2.99% 4.25% 7.75% 9.75% 11.75%
Used: 2015 and newer 3.00% 3.25% 4.50% 8.50% 10.50% 12.50%
Used: 2014 and older 3.25% 3.50% 4.75% 8.75% 10.75% 12.75%
Other secured-not titled 5.00% 6.00% 8.25% 9.75% 11.75% 13.75%
Line of Credit & over draft 9.50% 11.50% 13.50% 15.75% 17.75% NA
Signature Loans $5,000 or greater
(close end loans)
7.50% 9.50% 11.50% 14.75 % 16.75% NA
Signature Loans $4,999 or less
(close end loans)
8.50% 10.50% 12.50% 15.75% 17.75% NA
Visa Classic 8.90% 9.90% 12.90% 16.90% 20.90% 23.90%
Visa Platinum 9.90% 10.90% 13.90% 17.90% 21.90% 24.90%
Any exceptions to these terms must be reviewed and approved by President.

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NMLS ID#: 871402

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